Treasury — Personal Finance App | AI Insights & Budgeting
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Treasury<br>Budgets<br>📈 Road to Riches<br>View All
Tuesday, Mar 24<br>Good afternoon, Penny
Net Worth<br>$48,240<br>▲ $168.37 (3.6%)
📈 Road to Riches<br>Income $420 / $450
Expenses $284 / $340
Savings $60 / $60
Recent<br>Whole Foods $72.30<br>Uniqlo $48.00<br>Monorail Espresso $5.40
Upcoming<br>Safeway $85.00<br>Spotify $12.99<br>REI $249.00
📊 Where did I spend the most? 🎯 Am I on track with my budgets? 📈 What's my net worth trend?<br>Ask about your finances...
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Ask your money anything.<br>Most finance apps show you data. Treasury tells you what it means — and what to do next.
You made $8K last month and still don't know where it went. Treasury breaks it down by merchant, category, and trend — in seconds.<br>Where did I spend the most this month?
Top Merchants<br>Mar 2026
Total $929.77
Avis Car Rental $412.00<br>Whole Foods Market $302.10<br>Costco Wholesale $215.67
Car rental is 44% of your top spend.
You're paying for subscriptions you haven't opened in months. Treasury finds them, shows you the total damage, and helps you cancel.<br>What subscriptions am I paying for?
Recurring Charges<br>Monthly
Total $201.95/mo
Spotify $12.99<br>Adobe CC New $54.99<br>Google One $2.99
Found Adobe CC — $769 spent since you stopped using it.
You want to book the trip but you're not sure you can afford it. Treasury runs the math against your real cash flow and gives you a straight answer.<br>Can I afford a $2K vacation in August?
🧳 Travel budget<br>Aug 2026
$1,200 / $4,000
Flights $800.00 / $1,500.00
Hotels $400.00 / $1,200.00
Activities $0.00 / $800.00
You've spent $1,200 of your $4,000 Travel budget — $2,800 left. Plenty of room for a<br>$2K trip.
Every budgeting tip you've read was written for someone else. Treasury knows your income, your employer, your patterns — and advises accordingly.<br>Any ways to optimize?
💡 Personalized Tips
Use your Microsoft corporate discount at Avis<br>Save ~$124
Switch to Spotify Premium Duo with your wife<br>Save ~$5/mo
Based on your employer, household, and spending patterns.
Ask your money anything.<br>Most finance apps show you data. Treasury tells you what it means — and what to do<br>next.
You made $8K last month and still don't know where it went.<br>Treasury breaks it down by merchant, category, and trend — in seconds.
You're paying for subscriptions you haven't opened in months. Treasury finds them, shows you the total damage, and helps you cancel.
You want to book the trip but you're not sure you can afford it.<br>Treasury runs the math against your real cash flow and gives you a straight answer.
Every budgeting tip you've read was written for someone else.<br>Treasury knows your income, your employer, your patterns — and advises accordingly.
Where did I spend the most this month?
Top Merchants<br>Mar 2026
Total $929.77
Avis Car Rental $412.00<br>Whole Foods Market $302.10<br>Costco Wholesale $215.67
Car rental is 44% of your top spend. Avis alone is $412 — more than groceries<br>and wholesale combined.
What subscriptions am I paying for?
Recurring Charges<br>Monthly
Total $201.95/mo
Spotify Premium $12.99<br>Adobe Creative Cloud Just detected $54.99<br>Google One $2.99<br>Planet Fitness $45.00
Found Adobe Creative Cloud — you signed up 14 months ago and haven't opened it<br>since October. That's $769 spent on nothing.
Can I afford a $2,000 vacation in August?
🧳 Travel budget<br>Aug 2026
$1,200.00 / $4,000.00
Flights $800.00 / $1,500.00
Hotels $400.00 / $1,200.00
Activities $0.00 / $800.00
Food & Dining $0.00 / $500.00
You've spent $1,200 of your $4,000 Travel budget — that leaves $2,800. More<br>than enough for a $2K trip. Go book it.
Any ways to optimize my spending?
💡 Personalized Tips
Use your Microsoft corporate discount at Avis<br>You qualify for 30% off all Avis rentals as a Microsoft employee.<br>Save ~$124
Switch to Spotify Premium Duo with your wife<br>You're both paying $12.99 separately. Duo is $16.99 for two.<br>Save ~$9/mo
These are based on your employer, your household, and your actual spending —<br>not generic advice.
Your whole financial life, beautifully in control.
A budget for every chapter.<br>Wedding. Trip to Italy. Post-promotion lifestyle. A separate budget for every phase.
💍 Wedding 2027 $8,200 / $12,800
🇮🇹 Trip to Italy $1,200 / $3,000
📈 SWE II Life $2,340 / $3,000
🏠 House Fund $11,000 / $50,000
🎓 Student Loans $16,500 / $30,000
Watch your net worth grow.<br>Every account — checking, savings,...