Neo-Capital — Local-first bookkeeping for solo small-business owners<br>Sign inGet Neo-Capital
New: AI-powered deduction finder→<br>AI bookkeeping that lives<br>on your computer.<br>Neo-Capital imports your business and personal bank statements, categorizes every transaction automatically, and surfaces every tax deduction — all running locally on your Windows or Mac.<br>Get Neo-Capital — $49See it in action<br>Windows + macOS · One-time payment · 30-day money-back · Capped at the first 500 founder customers<br>Local-first, your data never leaves your machineAuto-categorizes 80%+ of importsCPA-ready year-end exportsConnect your AI and have it do your books
Tour the appEvery page does one job, well.<br>A guided tour across books, reports, invoicing, and tax. Click a tab to jump, or let it cycle.
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Overview·Income, expenses, and deductions tagged — your whole picture at a glance.<br>OverviewTransactionsReviewP&LYear over YearCash FlowBalance SheetInvoicingDeductionsQuarterly taxSchedule CYear-end closeJobsAI Assistant
100%<br>Offline<br>Your books never leave your computer
$49<br>One-time<br>Founder pricing — no subscription, ever
Cloud servers<br>We don't have a database holding your data
AI Feedback<br>An infinite amount of AI insights into your books
Bring your own AIYour AI subscription powers the bookkeeping.<br>Neo-Capital exposes itself as a Model Context Protocol server. Connect Claude Code , Claude Desktop , Codex CLI , or any MCP-capable AI — they get full read/write access to your books while you chat in their native window.<br>We never proxy AI cycles. We never see your conversation. You use your existing AI subscription to power Neo-Capital costing you no additional fees.<br>AI Integrations<br>3 native
Suggested prompts<br>33 ready
Additional cost to you<br>$0/mo
Conversation visibility<br>Zero
Claude Desktop · Neo-Capital MCP<br>You<br>Where's my biggest opportunity to cut costs this year? Look at categories and specific vendors.
Claude<br>→ aggregate_by_category(year=2026, scope=business)<br>→ aggregate_by_payee(year=2026, top=20)
Three places. (1) Software/SaaS at $27,640 — Klaviyo's $195/mo and Adobe's $54/mo are 60% of it; downgrade Klaviyo to the $30 starter and you save ~$2k/yr. (2) Meta ads at $32,510 with ROAS dropped from 4.1x to 1.6x after July — pause and reallocate. (3) Manufacturing's lumpy across 14 vendors, 3 charged 2x your usual rate.
Suggested Prompts In Neo-Capital33 ready · click to copy<br>Show all 33 promptsHelp Me Review Transactions & Make RulesTell Me What Subscriptions I Can CancelWhat Contractors Need 1099 Forms?How Much Money Have I Made This Year?What's My Profit & Loss for Last Month?Show Me My Top Expense CategoriesWhat Was My Biggest Expense Last Month?How Healthy Is My Business Right Now?What Are My Recurring Monthly Expenses?Find Duplicate SubscriptionsFind Tax-Deductible Expenses I Might Have MissedHelp Me Prepare for Tax SeasonShow Me Cash Flow TrendsHow Much Have I Earned vs. Spent This Month?Which Clients Generate the Most Revenue?How Much Have I Spent at My Top Vendors?Find Duplicate ChargesFind Personal Charges on My Business CardWhat Categories Need More Rules?Categorize My Latest ImportsProject My Cash Flow for the Next 6 MonthsBuild Me a Realistic Budget Based on My SpendingWhen Will I Run Out of Cash at My Current Burn?What Should I Save Each Month to Hit a Goal?Compare This Year to Last YearCompare This Quarter to Last QuarterShow Me My Best and Worst MonthsHow Do My Margins Look?Are My Software/Tools Costs in Line With Revenue?What's the Smartest Order to Pay Down My Debts?Should I Hire Help — Can I Afford It?Prep Me for a CPA Hand-OffFind Anything That Looks Wrong in My Books
Claude Desktop<br>Paste-this-prompt setup. Claude edits its own config; you restart and you're connected.
Claude Code<br>Copy the one-line CLI command. Run once. Available in every Claude Code session forever.
Codex CLI<br>Same paste-this-prompt flow for OpenAI's CLI. Writes to ~/.codex/config.toml on its own.
API key in-app<br>Prefer a built-in chat? Paste a key from Anthropic, OpenAI, or Google. Stored in your OS Keychain — never our server.
How it worksFrom install to insight in 5 minutes.
01<br>Install in 30 seconds<br>Download Neo-Capital-Setup.exe (Windows) or Neo-Capital.dmg (Mac). Walk through a normal install wizard. No Python, no terminal, no admin password required. Default install location is per-user.
02<br>Drop your statements<br>Drag CSV / PDF bank statements onto the matching account. Neo-Capital parses, dedupes, and auto-categorizes via 39+ built-in rules. Most rows clear without you touching them.
03<br>See your books<br>P&L, deductions, cash flow, vendor concentration, year-over-year. All live, all real, all rendered from your own machine.
04<br>Connect your assistant<br>Wire up Claude, Codex, or any MCP-capable AI. Ask it to categorize expenses, build your yearly P&L, surface 1099 candidates, hunt missed deductions, or audit your books. Your AI subscription, your data — we never see the conversation.
05<br>Close & hand off<br>Lock the...