Your Budget, Simplified | Finent

Loading…<br>Skip to main content Free & open sourcePlan ahead. Budget clearly. Save with confidence.<br>Finent turns the proven 50/30/20 rule into a simple plan. Track income, expenses, debts and savings goals — and see exactly what to set aside before your next payday.<br>Get started freeSee features<br>Privacy-first Shared household budgets Debt payoff planning

This monthOn track<br>$4,200<br>Monthly income

Needs · 50%$1,820

Wants · 30%$760

Savings · 20%$680

Set aside before payday<br>$540

5 bills due

Everything you need to stay on budget<br>A complete toolkit for your whole financial picture.

Smart dashboard<br>See your monthly income, 50/30/20 split, payday calendar and what's due next — all at a glance.

Expenses & income<br>Track recurring and one-time money in and out, normalized to a clear monthly view.

Debt payoff<br>Log payments, watch balances burn down, and plan a payoff date with the interactive planner.

Savings goals<br>Set targets, track contributions, and celebrate every milestone you reach.

Shared budgets<br>Invite a partner or roommates to a budget group and split shared bills fairly.

Get started in minutes

1Add your income<br>Tell Finent what you earn and how often you're paid.

2List your expenses<br>Add bills and spending, sorted into needs, wants and savings.

3Follow your plan<br>See what to set aside before payday and hit your goals.

Built on the 50/30/20 rule<br>A simple, time-tested way to balance spending and saving.

50%Needs<br>Rent, utilities, groceries and other essentials.

30%Wants<br>Dining out, subscriptions and the fun stuff.

20%Savings<br>Emergency fund, investments and debt repayment.

Ready to take control of your money?<br>Join Finent today — it's free, open source, and privacy-first.<br>Create your free account