KIT-IFMS - Integrated Financial Management System for SACCOs & SMEs
Revolutionizing Financial Management
Empowering Your Financial Journey
Integrated solutions for businesses, saccos, and cooperatives across Africa. Unite, grow, and prosper with our comprehensive financial management system.
Download from Play Store
Download for Windows
Available on Android & Windows • Coming soon to iOS
Experience KIT-IFMS in Action
See how our comprehensive platform transforms financial management for African businesses
Smart Analytics
Track your business performance with comprehensive reports and insights
All-in-One ERP
Complete business management solution in your pocket
Team Collaboration
Keep your team in sync with integrated communication tools
Financial Messaging
Built for hustlers, by hustlers - seamless financial communication
Smart Savings
Save individually or in groups, track goals and watch your balance grow
Instant Transfers
Fast, secure, and reliable transfers - anytime, anywhere
Comprehensive Financial Solutions
Everything you need to manage your financial operations in one integrated platform
User Management
Secure access control and comprehensive member administration
Peer-to-Peer Lending
Direct lending between members and groups with flexible terms
Communication Hub
Seamless messaging and information flow among stakeholders
Inventory Management
Trade goods and optimize supply chains efficiently
Chama & Sacco Management
Streamline group savings, loans, and investment activities
POS & Analytics
Enhanced transaction tracking and data-driven decision making
How We Work
Watch our step-by-step guides to see how KIT-IFMS simplifies your financial management.
How to Deposit Money
Go to the menu
Click on savings
Click on deposit
Enter amount
Click on deposit money
An STC push will be sent to your phone - enter password
The money will reflect in your account
How to Create a Group
Click on the search button on the top left on the dashboard, or the + button on messages
Click on create group
Enter business or sacco name
Select members you would like to add
Click on create group
How to Withdraw Money
Go to the menu
Click on savings
Click on withdraw
Enter amount
Click on withdraw money
An OTP will be sent to your email
Enter OTP
The money will reflect in your M-Pesa
How to Add Products
Click on the pin in the chat with the business group
Go to product manager
Click on the plus sign on your right hand
Select new product
Select image and enter product details
How to Add Stock
Click on the pin in the chat with the business group
Go to stock
Select the products to add
Enter stock amount to add
Enter units
Click on add stock
How to Send Money to Group
Click on the pin in the chat in the business group or chama group
Go to send
Select the account you want to send money to (savings, income, or group member)
Enter the OTP sent to your email
How to Sell Products
Click on the pin in the chat in the business group or chama group
Go to sell
Select products you want to sell (you can select one or more)
Enter amount
Choose if it is cash or credit
Then sell
How to Withdraw from Group
Click on the top three dots on the corner in the group chat
Select settings
Click on withdraw
Enter amount
Click on withdraw
Enter OTP
Solving Africa's Financial Challenges
Unite informal sector players under a digital financial ecosystem
Improve operational efficiency through automation and reduce costs
Enable peer-to-peer lending with mutually agreed terms
Enhance transparency with real-time data for all members
100+
Active Chamas
KES 10M+
Transactions in Kenya Shillings
Countries: Kenya, Uganda & Tanzania
Join the Financial Revolution
Transform your financial operations and unlock new opportunities for growth
Get KIT-IFMS on Play Store
Download the app to get started with your financial management journey