Stripe Fee Auditor — See Your Real Stripe Fee Rate"/><br>$12 one-time unlock for the full report · Free preview first. Analyze my CSV →<br>The problem<br>Stripe says 2.9%. Your real fee rate is probably higher.<br>Upload your Stripe Balance CSV and see whether your fee rate is normal, what is driving it up, and how much refunds may be leaking from margin.<br>Analyze My CSVTry sample report →Quick fee estimate first →<br>✓No Stripe API access<br>✓Raw CSV never stored<br>✓No account signup<br>✓Usually under 30 seconds
Independent feedback<br>“Focused single-purpose tool with a compelling privacy differentiator.”<br>Assaf Sheinrok, Founder of PagePulse · PagePulse
CSV upload, not OAuth<br>Many fee tools ask for permanent read access to your Stripe account — transactions, customers, payouts. We never connect to Stripe: you export a Balance CSV, upload it, get the report. Raw CSV is processed in memory and not stored as a file.
Stripe Fee Auditor<br>OAuth-based tools
Stripe credentialsStripe credentials<br>Stripe Fee Auditor<br>✓Never stored — no API keys
OAuth-based tools<br>Stored on vendor servers
Access after analysisAccess after analysis<br>Stripe Fee Auditor<br>✓No ongoing connection
OAuth-based tools<br>Permanent until you revoke OAuth
Data you shareData you share<br>Stripe Fee Auditor<br>✓Only what you export in CSV
OAuth-based tools<br>Full account via API
Typical costTypical cost<br>Stripe Fee Auditor<br>✓$12 one-time per report · free preview first
OAuth-based tools<br>$39–149/mo subscriptions
The solution<br>One upload turns your Balance CSV into plain-English metrics — no OAuth, no permanent Stripe access.
Example output<br>Processed<br>$18,420
Stripe fees<br>$642.18
All-in cost rate<br>3.49%
Benchmark<br>Normal
Savings<br>~$720/yr
The report turns a raw Balance CSV into a plain-English answer to: is this rate normal, what is driving it up, and what should I look at first?
Calculator vs reality<br>Fee calculators estimate. Your Stripe CSV tells the truth.<br>A calculator is useful before you sell. Once payments are live, your Balance export shows the real mix: international cards, refunds, small charges, payout fees, and monthly drift.
Fee calculator<br>Estimate the published cost
2.9% + $0.30<br>✓Uses product price and rough assumptions<br>✓Good before you launch or change pricing<br>✓Misses refunds, card mix, add-ons, and real monthly drift
CSV fee audit<br>Check what you actually paid
3.82% / 4.02%<br>✓Uses your itemized Stripe Balance export<br>✓Separates processing rate from all-in Stripe cost<br>✓Shows fee drivers, unusual charges, and savings ideas
Audit my real Stripe CSVStart with a quick estimate first
What the report tells you<br>Not just a number — a full breakdown<br>RATEProcessing rate vs all-in cost<br>Separate the card/charge processing rate from the all-in Stripe cost rate across refunds, payouts, disputes, and other fee lines.
BENCHIs your rate normal?<br>A rough benchmark range for your transaction mix, so you can see whether your rate is expected or unusually high.
WHYWhy your rate is higher<br>International cards, small transactions, Amex, currency conversion — pinpointed by transaction.
REFUNDRefund fee leakage<br>Estimate how much retained processing fees on refunds are quietly eating into margin.
SAVESavings opportunities<br>Directional annual estimates for ACH, local payments, or bundling — prioritization, not guaranteed savings.
See a sample report without uploading anything →
In real Stripe exports<br>What we often find<br>Not always a problem — often mix, refunds, or small-ticket math worth a second look.<br>International cards quietly adding cross-border fees
Small $5-$20 charges where the fixed $0.30 fee dominates
Months where your fee rate jumped without an obvious reason
Large B2B invoices that could be cheaper via ACH
A 4.5% blended rate that may be normal — or a sign something is leaking margin
Is it worth it?<br>When a fee audit is useful — and when to skip it<br>Start with a free preview — headline rate, top drivers, and a teaser. The $12 unlock is for founders who want line-level drivers, refund leakage, monthly detail, exports, and specific savings ideas.<br>Worth checking<br>✓You process more than a few thousand dollars per month<br>✓Your customers are international or pay in multiple currencies<br>✓You have many $5-$20 monthly charges<br>✓You refund customers often and want to see retained fee impact
Probably okay to skip<br>•You only have a handful of Stripe transactions<br>•All customers are domestic and high-ticket<br>•You only need a rough blended rate you can calculate in Excel<br>•You need accounting or tax advice instead of a fee audit
What you'll discover<br>Processing rate<br>3.24%<br>Weighted avg across charges
All-in cost rate<br>3.49%<br>Includes other fee lines
Benchmark verdict<br>Normal<br>Normal range for your mix
Refund leakage<br>~$91<br>Estimated retained fees
How it works<br>Three steps to clarity<br>Export your CSV<br>Stripe Dashboard → Reports → Balance summary → Export → Itemized → Download to system. Takes about a minute. No API access needed.
Drop it here<br>Raw CSV is never stored. Upload once for a free preview...