Simple Ledger — private expense ledgers for every projectNo account required<br>A private ledger for<br>every project<br>Track expenses, recurring costs, and shared spend. Share a private link. Print a clean bank statement. No spreadsheet required.<br>Create a ledger — freeSee a demo →<br>Free forever for up to 3 ledgers per email. No credit card.
Why Simple Ledger
Private by default<br>Each ledger lives at its own secret URL, password-protected. Share with exactly who you want — or make it public for a club, HOA, or shared trip.
Recurring-aware<br>Monthly rent, annual subscriptions, quarterly dues — log them once and the engine shows correct per-month totals forever. No spreadsheet formulas to maintain.
Print-ready<br>One click generates a clean A4 bank-statement layout for any month, year, or date range. Looks professional. Takes 10 seconds. Spreadsheets can't do this.
Up and running in under a minute<br>Name your ledger<br>Give it a name — "Client ABC Expenses", "Lake House 2025", "HOA Fund". Done in 10 seconds.
Log your expenses<br>One-time or recurring. Add a category, notes, and payment method if you want. No required fields beyond the amount.
Share or print<br>Copy the private URL for your accountant, landlord, or co-owner. Hit Print for a clean bank statement.
Built for people who use spreadsheets — but shouldn't have to<br>Simple Ledger sits below accounting software. It's the tool for the job that a spreadsheet technically does but never does well.<br>Freelancers<br>Per-project cost tracking. Send the URL to your accountant at year end.
Landlords<br>One ledger per property. Recurring maintenance costs handled correctly.
Treasurers<br>Club, HOA, church fund. Print a real statement at every meeting.
Households<br>Shared trips, renovations, pet costs. No more "who paid for what" arguments.
Simple, transparent pricing<br>Start free. Upgrade when you need more.<br>Free<br>$0forever<br>Up to 3 ledgers per email<br>All core features<br>Print statements<br>Recurring expenses<br>Get started<br>Pro<br>$7/ month<br>Unlimited ledgers (per owner email)<br>CSV / Excel export<br>Scheduled email statements<br>Branded statements (no footer)<br>Start Pro<br>TeamComing soon<br>$19/ month<br>Everything in Pro<br>Collaborators + roles<br>Workspace dashboard<br>Priority support<br>Coming soon
Annual billing saves 2 months. See full feature comparison →
Frequently asked questions<br>Do I need an account?<br>No. Create a ledger with just a name, email, and password. Your unique URL is your identity. No sign-up flow, no email verification.
How do I share my ledger?<br>Copy the URL and send it. Recipients with the password can view or edit. You can also make the ledger public (view-only without a password).
What happens to recurring expenses?<br>You log them once with a frequency (monthly, yearly, weekly). The engine expands them into occurrences at read time — no duplicate rows, correct totals for every period.
Can I export my data?<br>Yes. Print to PDF for a clean statement, or use the CSV export (Pro) for raw data. Your data is always yours.
Is it really free?<br>The Free tier supports up to 3 ledgers per owner email with all core features — create, track, print. Pro unlocks unlimited ledgers across your account, CSV export, and scheduled statement emails.
Ready to replace that spreadsheet?<br>Create your first ledger in under a minute. Free forever for up to 3 ledgers per email.<br>Create your first ledger →