TallyHouse — The complete picture of your wealth. One private file.

Private finance, for people who own things<br>The complete picture of your wealth. One private file. Fully yours.

Track every account, investment, and property in a single connected view — stored locally on your device, seen by no one else.

Join the Beta Waitlist

Early and rough — I'm looking for a small group of asset-owners to try it and tell me what's broken. No spam, no account, just an email so I can reach out personally.

No cloud. No bank logins. No tracking. Just your data, on your computer.

Your money lives in ten places. Your picture lives in none.

A budgeting app for spending. A spreadsheet for the rental. A broker site for investments. A drawer for the leases and the tax docs. None of them talk to each other — and most of them want your bank password and a monthly fee.

TallyHouse is the one place that connects all of it, and the one place that keeps it private.

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Private by design

No cloud account, no bank linking, no telemetry. Everything lives in one file on your machine, optionally locked with AES-256 encryption only you can open.

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The whole picture

Cash, credit, investments, real estate, loans, crypto, and collectibles — net worth across every asset class, updating the instant you record anything.

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Actually connected

Link a transaction — even one split line — to a specific property, vehicle, or business. The cross-domain connection no budgeting or net-worth app has.

A look inside

Built for real portfolios

Net worth, at a glance. Assets minus liabilities, composition by type, and the trend over time.

Real estate, done properly. Value, mortgage, equity and rent — with maintenance jobs linked to the transactions that paid for them.

A ledger that connects. Categories, tags and property links on every row — with running totals up top.

Every detail in one place. Categorize, tag, link to a property, and attach the receipt — without leaving the row.

What you can do

One app for everything you own

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Net worth across everything

Most apps show you a budget. TallyHouse shows you your balance sheet — cash, credit cards, brokerage and retirement accounts, real estate, mortgages, crypto, and the things you collect, all in one view. Balances are computed live from your ledger and holdings, never stale. Watch the trend with month-end snapshots and a month-over-month delta.

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Real estate, done properly

Each property pairs its value with its mortgage, so equity is calculated for you. Track leases with full tenant history, log maintenance jobs tied to the transaction that paid for them, keep contacts and documents together, and export a Schedule E when tax season comes. A real landlord tool, living inside your real finances — not a separate silo.

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Import in seconds, automate forever

Drag in a bank or broker CSV/OFX and review every row before anything is saved — TallyHouse flags what's new and what's a duplicate. Save a per-bank mapping once and reuse it. Then let the rules engine categorize, tag, and even assign transactions to the right property automatically — on import or on demand.

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Investments with real numbers

Record your trades and TallyHouse computes FIFO holdings, cost basis, and unrealized gains — exactly, never with floating-point rounding. Enter prices yourself and keep full control of your portfolio's value.

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Track anything you own

Wine, watches, art, vehicles, equipment — build a custom collection with your own fields and decide whether it counts toward your net worth. Your assets, your categories.

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It tells you what needs attention

A lease about to expire. An insurance renewal coming up. A bill coming due. An import waiting for a category. TallyHouse surfaces it all in one proactive feed, each item linking straight to where you handle it.

Security

Built so that only you can open it

TallyHouse never asks for a cloud login because there is no cloud. Your entire database is one file you name and keep — back it up, move it, store it wherever you trust.

Turn on a master password and the whole file is encrypted with SQLCipher AES-256. Your key is derived from your password with Argon2id — memory-hard and brute-force-resistant — and is never written to disk; it's recreated from your password each time you open the app.

There's no backdoor and no "reset password" email, because we never hold your key. The flip side is honest and worth knowing up front: if you lose your password, no one — including us — can recover the file. Keep it somewhere safe.

✓ No cloud account, ever

✓ No bank linking — your bank credentials are never involved

✓ No telemetry, no tracking

✓ AES-256 encryption with a key only you derive

✓ Your data in one file you fully control

How it works

Three steps to the whole picture

Create your book

One file, on your machine. Add a master password if you want it encrypted — or don't, and add one later.

Bring your money in

Import bank and broker files, or...