Show HN: Nino – A CFP/CPA team plus AI that models your whole financial picture

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Nino — Flat-Fee CFP & CPA Wealth Management<br>Sign inBook a free consultation<br>Book

A personal finance app with professional advisors<br>Nino combines a financial planner, accountant, and AI-powered platform to give you clarity on your finances. Get personalized guidance on buying a home, starting a family, managing equity compensation, reducing taxes, and planning for your future.<br>Book a free consultation Explore the demo

Total net worth<br>$1,247,320

+$42,180 qtr

Net worth<br>$1.24M

Investments<br>$732,220<br>Equity comp<br>$418,900<br>Cash<br>$96,200

Charlie, CPA<br>just now

Your income caps Roth, not the backdoor. Fund it before you file for tax-free growth.

Tax strategy<br>Stock options<br>Investments<br>Cash flow<br>Retirement<br>Real estate<br>Legacy

What working with uslooks like<br>An AI-powered platform that connects all your accounts, your advisors, and you, so lowering your taxes and making clearer financial decisions takes just three steps.<br>Book a free consultation Explore the demo

01<br>Book a free consultation<br>During your 25 minute call, we'll answer any question you have and see if we can give you more clarity on your finances. If we find you savings or a better strategy, you can join our alpha cohort. If we don't, you get a free financial review on the house.

02<br>Get a personalized plan<br>Your accountant and planner build one plan across your taxes, investments, equity, and cash. Our AI-powered platform connects all your accounts and weighs the tradeoffs behind every move, so each decision is backed by your numbers.

03<br>Quarterly calls<br>Every quarter we meet to review what's changed, find where you can save or earn more, and line up your next moves. You leave having financial clarity.

Book a free consultation Explore the demo

Model a decision<br>before you commit to it<br>Ask whether you can afford the house and watch the answer ripple through your taxes, retirement, and cash flow.

Scenario·House purchase<br>Purchase price<br>$650K

$500K$750K$1.0M$1.25M$1.5M

Monthly<br>$3,287

Down payment<br>$130K

Retirement delay<br>+0 mo

Levi, your CFP · Recommends<br>$650K keeps your retirement on track. Safe to proceed.

Net worth · 20-year forecast<br>$4.8M →$4.9M

Current path<br>With house

202620302034203820422046

98%

Monte Carlo · probability of success<br>On track.<br>Across 10,000 market simulations, 98% end above your retirement target.

Experts who know your whole financial picture<br>Money touches almost every part of your life, from where you live to how you care for the people you love. Yet seeing it clearly still means stitching together accounts, cards, loans, and options by hand. Nino brings it into one view, then a dedicated accountant and financial planner help you act on it, save on taxes, and make more money.<br>The wealthy have always had a CFP, CPA, and investment advisor working together on their finances. Most people haven't. Nino changes that.

Book a free consultation Explore the demo

nNino Platform<br>TaxEquityInvestmentsCashReal estateRetirement<br>Detected · Equity · Tax<br>Your Mar 15 RSU vest tips you into the 35% bracket.

Hands off<br>Your Team<br>Charlie<br>CPA

Levi<br>CFP

Scheduled a sell-to-cover before the vest date.<br>Done+$0

Customer story<br>“My Nino advisor spotted $6,800 in tax savings on the first call. No other accountant I had worked with caught it.”<br>Maya Chen<br>Series B Founder · $1.2M ISOs

One flat fee<br>One flat rate, never a percentage of your money, backed by a 30-day money-back guarantee.

Core<br>$2,000/ year<br>Add tax filing +$1,000

For individuals building wealth.<br>What's included<br>Modern tax and financial insights on day 1<br>Basic tax strategies<br>Equity optimization and planning<br>Retirement forecasting and planning<br>Crypto ready with CoinTracker integration<br>Quarterly advisor access

Book a free consultation30-day money-back guarantee

Most popular<br>Plus<br>$3,500/ year<br>Add filing, starting at +$1,500

For established professionals with equity and growing complexity.<br>What's included<br>Everything in Core, plus:<br>Family access for you and your partner<br>Tax guidance for stock options and equity<br>Financial advice for large life decisions like retiring or buying a home<br>Taxes across multiple states<br>Year-round proactive tax projections

Book a free consultation30-day money-back guarantee

Ultra<br>$6,000+/ year<br>Add filing, starting at +$2,000

For executives, founders and high-net-worth families.<br>What's included<br>Everything in Plus, plus:<br>Complex tax planning for business and self-employment income<br>Advanced stock-option and equity strategies<br>Real estate planning<br>Estate coordination and legacy planning<br>Charitable giving optimization<br>Priority advisor access with faster response times

Book a free consultation30-day money-back guarantee

Your data stays yours<br>Everything you share with us stays encrypted, private, and out of anyone else's model.

Bank-level encryption<br>Every account connection is encrypted in transit and at rest, held to the same standard as the institutions that custody your money.

Never used to train AI<br>We never sell your information, and we never use it to train large...

free financial book equity money nino

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