Authoryze: Your agent never sees your real card

MCP-native payment infrastructure<br>The authorization and control layer for AI agent payments<br>Authoryze lets your AI agents pay for things across modern payment rails, while you enforce spending limits, approvals, merchant rules, and a complete audit trail. Purchasing power for your agents, control for you.<br>Issue your first virtual cardRead the docs →

Transactions<br>All purchase requests across your agents, most recent first.

All statuses▾<br>All agents▾<br>Export CSVExport

MerchantDatePurchaseFee(1.5%, $0.50 min)TotalStatusCardFee cardPromoJustificationDecided byDecision reasonOpenAI API<br>gpt-researcher<br>May 13, 2:32 PM$42.10 USD$0.63$42.73Approved****4127Active****8801—Refill API credits for nightly research runAutoUnder auto-approve threshold; within daily limitGitHub Marketplace<br>code-agent<br>May 13, 11:08 AM$19.00 USD$0.50$19.50Approved****9034Active****8801—Copilot seat for code-review subagentAutoMerchant on allowlist; under monthly capAnthropic<br>eval-runner<br>May 12, 10:14 PM$248.00 USD$3.72$251.72Approved****5512Active****8801LAUNCH25Top up Claude API balance for batch evalKevin FeeOver auto-approve threshold; approved via emailScrapingBee<br>web-scraper<br>May 13, 3:47 PM$8.40 USD$0.50$8.90Pending———Extra credits for competitor pricing crawl——unknown-merchant.io<br>data-buyer<br>May 12, 9:21 AM$612.00 USD—$612.00Denied———Premium dataset licenseAutoMerchant not on allowlist; exceeds per-txn limit<br>OpenAI API<br>gpt-researcher · May 13, 2:32 PM

Approved<br>Purchase$42.10 USD<br>Total charged$42.73<br>Fee$0.63<br>Decided byAuto<br>Card****4127<br>Card statusActive<br>Fee card****8801<br>Promo—

Justification: Refill API credits for nightly research run<br>Decision: Under auto-approve threshold; within daily limit

GitHub Marketplace<br>code-agent · May 13, 11:08 AM

Approved<br>Purchase$19.00 USD<br>Total charged$19.50<br>Fee$0.50<br>Decided byAuto<br>Card****9034<br>Card statusActive<br>Fee card****8801<br>Promo—

Justification: Copilot seat for code-review subagent<br>Decision: Merchant on allowlist; under monthly cap

Anthropic<br>eval-runner · May 12, 10:14 PM

Approved<br>Purchase$248.00 USD<br>Total charged$251.72<br>Fee$3.72<br>Decided byKevin Fee<br>Card****5512<br>Card statusActive<br>Fee card****8801<br>PromoLAUNCH25

Justification: Top up Claude API balance for batch eval<br>Decision: Over auto-approve threshold; approved via email

ScrapingBee<br>web-scraper · May 13, 3:47 PM

Pending<br>Purchase$8.40 USD<br>Total charged$8.90<br>Fee$0.50<br>Decided by—<br>Card—<br>Card status—<br>Fee card—<br>Promo—

Justification: Extra credits for competitor pricing crawl

unknown-merchant.io<br>data-buyer · May 12, 9:21 AM

Denied<br>Purchase$612.00 USD<br>Total charged$612.00<br>Fee—<br>Decided byAuto<br>Card—<br>Card status—<br>Fee card—<br>Promo—

Justification: Premium dataset license<br>Decision: Merchant not on allowlist; exceeds per-txn limit

Showing 5 most recent requests

Control every dimension of agent spending.<br>Limits, approvals, merchant rules, and a full audit trail, all enforced server-side.

Spending limits<br>Set per-transaction, daily, weekly, and aggregate caps for each agent. Agents can spend, but never beyond what you allow.

Approvals<br>Small purchases auto-approve under thresholds you set. Larger ones come to you for review before any money moves.

Merchant rules<br>Allow each agent only the merchants you approve, or block specific merchants you don't. An agent buys where you permit and nowhere else.

Audit trail<br>Every payment is attributable, justified, and exportable: which agent bought what, when, why, and how it was approved. Complete visibility into every agent-initiated transaction.

Where agents spend.<br>Real purchases agents make once you hand them a card with rules attached.

Pay-as-it-runs API spend<br>Your agent tops up OpenAI, Anthropic, or any API it depends on, drawing a single-use card for each charge instead of holding your real one.

Campaigns that fund themselves<br>Your agent refills Google or Meta ad budgets as campaigns run, scoped to the amount you approved, never your actual card.

Subscriptions on the agent's tab<br>Your agent signs up for the data, scraping, or software tools it needs, each on a disposable card that dies after the charge.

Buys the drop, within limits<br>Your bot checks out a limited sneaker release the instant it goes live, auto-approved because it's under your threshold and the store is on your allowed list, no card shared, no standing access.

Your real card is never exposed.<br>When an agent is ready to pay, Authoryze issues a single-use virtual card scoped to that one approved purchase, over Mastercard or Visa. Your real card and funding details never reach the agent. Each card works once, for the approved amount, then it’s dead.<br>Your funding source stays hidden

The agent never touches your credit card, bank account, or Privacy.com key. Each approved purchase gets a single-use virtual card delivered through a time-limited view link, so a compromised agent leaks one disposable card and nothing else.

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