Phoenix Funding — Bitfinex funding automation that runs on your own PC
Put your idle exchange<br>balance to work
Phoenix Funding runs on your own Windows PC , using an API key you create yourself , and manages the funding offers on your Bitfinex account.
Buy · $20 one-time<br>See what it deliberately can't do →
One-time purchase. No subscription, no recurring charge. 30-day money back guarantee.
Lending only<br>No withdrawals<br>Key stays on your machine
The problem it solves
Lending on Bitfinex isn't hard. Keeping it going is. The chore never stops.
RatesAlways moving<br>What was a sensible offer yesterday may not fill today, or fills too cheap.
FundsCome back idle<br>When a term ends the money returns to your wallet. If you don't re-place it, it sits there earning nothing.
TimeIt doesn't sleep<br>The market runs around the clock. You don't.
What it does
It takes over that never-ending chore.
Places offers<br>And re-places them when funds are returned to you.
Adapts rates<br>Adjusts as the funding market moves, so you're not re-typing rates.
Runs in the background<br>Overnight too.
Live dashboard<br>What's offered, what's on loan, what's idle — in your browser.
Telegram alerts<br>Optional. Daily summaries and problems that need your attention.
Bilingual<br>Full interface and guides in English and Traditional Chinese.
What it won't do — this is the point
For software that connects to your exchange account, what it cannot do matters more than what it can.
No trading<br>It never buys, sells, or opens positions of any kind.
No leverage<br>It only places funding offers.
No withdrawals<br>You create the API key with funding permission only. With withdrawal permission off, it has no technical ability to move money off the exchange. That's a hard limit you set, not a promise we make.
No key upload<br>Your key is encrypted on your own computer and is never transmitted anywhere.
No managed service<br>No pooled account, no shared account, nobody operating it for you.
No advice<br>How much to commit and what rate to accept are your settings, not its suggestions.
Compared with a cloud service
Cloud services aren't bad — the trade-off is different . Decide which side matters to you.
Cloud lending servicePhoenix Funding
Where it runsTheir serversYour own computer<br>Where your key livesTheir systemYour computer, encrypted<br>How you payUsually a monthly subscriptionOne-time purchase<br>If they shut downService stopsThe software is still on your PC
Don't have an account yet?
The flow is: buy crypto on Binance → transfer to Bitfinex → lend with Phoenix Funding.
Binance Buy crypto. Widest set of deposit methods and local currencies.
Bitfinex The lending account. This is the exchange Phoenix Funding works with.
These are referral links. If you sign up through them, you get a fee rebate and so do I — it works both ways. You're equally welcome to sign up directly; it changes nothing about how Phoenix Funding works for you, and it is not a condition of purchase or support.
What you need
Windows 10 or Windows 11
Docker Desktop (free)
A Bitfinex account, and an API key you create yourself with funding permission only
About ten minutes to set up
Comes with an illustrated step-by-step guide in English and Traditional Chinese, plus an uninstall guide — removing it is as clear as installing it.
There is no guaranteed outcome of any kind. All funding and lending decisions, and the risk that comes with them, are yours. Market rates and borrowing demand are outside our control and outside the software's control. Only commit funds you are prepared to have tied up in open offers.
We deliberately publish no earnings figures, including our own . Funding rates move constantly with market demand, and one person's result says nothing about yours. Where to read the live rates.
Ready?
$20, one time. No subscription. 30-day money back guarantee.
Buy Phoenix Funding<br>Read the full terms →