RentCalc Pro — Free Rental Property, Mortgage & Rent vs Buy Calculators

Free Real-Estate Calculators

Fast, accurate, no signup. Built for investors, landlords, and first-time buyers.<br> Want this as a spreadsheet you own? Get the Rental Deal Analyzer workbook — $9 &rarr;

Rental Property Calculator<br>Cash flow, cap rate, cash-on-cash return, NOI, and the 1% rule — instantly, for any deal.

Mortgage Calculator<br>True monthly payment with taxes, insurance and PMI, plus a full amortization schedule.

Rent vs Buy Calculator<br>The honest comparison — including opportunity cost, appreciation, and selling fees.

Cap Rate Calculator<br>Capitalization rate and NOI in two seconds, with a good-cap-rate guide by market.

Home Affordability Calculator<br>How much house you can afford using the 28/36 rule lenders actually apply.

Cash-on-Cash Return Calculator<br>Your leveraged annual return and years to recoup your cash, instantly.

BRRRR Calculator<br>Cash pulled out at refi, cash left in the deal, and equity created.

ARV Calculator<br>After repair value from comps and your 70% rule maximum offer.

Rental Yield Calculator<br>Gross and net yield for buy-to-let — UK, US, any currency.

Closing Cost Calculator<br>Lender, title and escrow fees plus total cash needed to close.

DSCR Calculator<br>Debt service coverage ratio for rental loans — do you clear the 1.25 bar?

Rent-to-Income Calculator<br>The 30% rule and the 3x-rent screening test, for tenants and landlords.

Prorated Rent Calculator<br>Exact partial rent for a mid-month move-in, by daily rate.

Rent Increase Calculator<br>Percentage increase, annual cost, and rent-cap checks.

Why these calculators?

Most real-estate calculators online are slow, covered in popups, or hide the math. These are instant, transparent, and work on your phone. Every formula is explained on the page so you can trust — and check — the numbers.

 Rental Deal Analyzer — the full Excel model ($9)<br>Everything these free calculators do, in one spreadsheet you own: live cash-flow & ROI, cap rate, cash-on-cash, DSCR, a BRRRR refinance tab, a 30-year amortization schedule, and side-by-side comparison of 5 deals. Works in Excel and Google Sheets. Instant download.

Buy now — $9 &rarr;<br>One-time payment &middot; instant download &middot; no subscription