401(k) Monitor: Your Employer's Real 401(k) Match<br>Nothing by that name.The box matches an employer from the start of its name, so try the first word of that name on its own, with nothing else in the box. Filings carry the legal name rather than the name on the door, so try that one too. A plan with fewer than 100 participants files a short form the DOL does not publish and is not in the source data at all. You can also browse by state or by industry.Left a 401(k) at an old job? Try the DOL Lost & Found or read what this site covers.

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Look up your employer’s real 401(k) match, from the official filings.<br>56,422 employers, one page for each of the 57,824 large 401(k) plans they file with the Department of Labor, covering 66.6 million active participants. The match formula comes from the Form 11-K a public company files when its plan holds its own stock.<br>Nothing by that name.The box matches an employer from the start of its name, so try the first word of that name on its own, with nothing else in the box. Filings carry the legal name rather than the name on the door, so try that one too. A plan with fewer than 100 participants files a short form the DOL does not publish and is not in the source data at all. You can also browse by state or by industry.Left a 401(k) at an old job? Try the DOL Lost & Found or read what this site covers.

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Try: Costco · Boeing · IBM · Home Depot<br>What is on file<br>56,422<br>employers with a large 401(k) plan in the Form 5500 records the Department of Labor publishes, 57,824 plans in all. Browse the plans

66.6 million<br>active participants in those plans. Pooled filings, where one form covers many unrelated employers, are left out of this count. See where they work

48,470<br>of those plans carry a 401(k) Monitor Score: where the plan stands against plans of its size and industry, on the two amounts its Form 5500 reports. How the score is built

219<br>employers with an SEC Form 11-K read so far, so their match formula and vesting schedule are on file word for word. The employers on file

Counted from the files this page was built from, the form-year 2024 Form 5500 data. The Department of Labor takes that filing only from plans with 100 participants or more, so a smaller employer's plan is not in the source data.

Will you find your match formula?<br>The formula itself is on file for 219 of the 56,422 employers, the ones that file an SEC Form 11-K. Here is what each kind of page can say.<br>For any plan on file: what the employer put in per active participant, what the plan cost per participant, where both sit among plans of the same size, who keeps the records, and a link to the filing itself.<br>For the 219 employers read from an 11-K: the match as an action, “contribute at least 5% to collect the full 4% match”, computed from the filed formula, plus the vesting schedule and auto-enrollment, each with the filing sentence quoted.<br>When the filing does not say: the page says so plainly and states which line of which schedule is missing.

Where to start without a plan name<br>All 57,824 large 401(k) plansOne page per Form 5500 filing: assets, participants, plan-paid fees and the recordkeeper.

Plans by stateGrouped by the state the sponsor files from, then by how many people are in the plan.

Plans by industryWhat the median plan pays per participant in each industry, and every plan behind it.

Plans by recordkeeperWho administers the plan, how big their book is, and what their plans pay.

Common questions, answered from the filings<br>Which companies changed their 401(k) match?Cuts, increases and endings, tracked from SEC 11-K filings with the exact sentence for each change.

What 401(k) fees are normal?Median plan-paid cost per participant, by plan size, so you can tell if yours is high.

The 100 largest 401(k) plans in AmericaRanked by assets, with participants and recordkeeper.

How this data is builtThe pipeline, the honesty rules, and what we refuse to infer.

Free official tools<br>Find a 401(k) you left at an old job ↗The Department of Labor's Retirement Savings Lost & Found, free and official.

This year's IRS contribution limits ↗The official deferral and catch-up limits, straight from the IRS.

Look up any plan's Form 5500 ↗The DOL's own filing search; every number here traces back to it.

Search SEC filings yourself ↗Find the 11-K annual report behind any public company's plan.

How fresh is this data?<br>An 11-K arrives up to 6 months after the plan year ends, a Form 5500 up to 9½ months. Every page states its plan year and filing date, and a match formula can change between filings. Read the methodology.