Show HN: Swiss clarity for money without borders

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Montezy

Montezy Limited — Swiss Compliance, Global Freedom

Smart finance for individuals, freelancers, and businesses — all in one secure platform.

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Regulatory Status<br>Montezy GmbH is a Swiss limited liability company (Gesellschaft mit beschränkter Haftung – GmbH) duly incorporated and registered in Zug, Switzerland.<br>Montezy GmbH is a member of the Self-Regulatory Organisation VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen).<br>SRO Member Number: 101303<br>As a member of VQF, Montezy GmbH is supervised for compliance with the Swiss Anti-Money Laundering Act (AMLA) and the applicable SRO regulations governing financial intermediaries.<br>Montezy GmbH is classified as a Virtual Asset Service Provider (VASP) within the meaning of Swiss AML legislation.<br>VQF membership confirms compliance with anti-money laundering obligations. It does not constitute a banking license or prudential supervision.<br>Montezy GmbH is not a bank and does not accept public deposits.

A Full Suite of Financial Services

We provide reliable financial solutions for individuals and freelancers, ensuring secure transactions globally.

Financial Services for Individuals

Global Reach

Swiss Security & Trust

Transparent Pricing

Freelancers & Micro Businesses

Operate Globally

Swiss Reliability

Fast Digital Onboarding

Prepaid Debit Cards

Worldwide Spending

Instant Card Controls

Multi-currency Top-ups

Crypto Exchange & Custody

24/7 Crypto Trading

Protected Custody

Swiss & EU Compliance

Montezy puts your financial freedom first — wherever you are.

Financial Services for Individuals

Your personal finances, unlocked worldwide — with zero hidden fees and predictable transactions.

Multi-currency accounts in CHF, EUR, USD with personal IBAN

Seamless payments via SEPA, SWIFT, Faster Payments, Visa Direct & Mastercard Send™

Funds safeguarded with regulated Swiss and EEA banking partners

Transparent pricing: what you see is what you pay

Montezy puts your financial freedom first — wherever you are.

Freelancers & Micro Businesses

Think big. Operate globally — with Swiss reliability at your side.

100% digital onboarding — fast and secure

Global reach: invoice clients, pay suppliers, scale internationally

Real-time FX to protect your margins

Transparent reconciliation with dedicated IBANs

Compliance built in from day one

Operate like a pro — without the traditional banking burden.

Prepaid Debit Cards

Your money, your way — spend globally, stay in control.

Cards connected to your Montezy account

Multi-currency top-ups, worldwide spending

Instant alerts and card controls

Transparent, fair limits based on your profile

Perfect for travel, business, or everyday life.

Crypto Exchange & Custody

Bridge the future of finance — secure, compliant, and instantly accessible.

Buy, sell, and swap between fiat and crypto 24/7

Custody protected in segregated wallets

Blockchain analytics ensuring safe, compliant transactions

Swiss & EU-aligned compliance standards

From beginner to expert — Montezy makes crypto simple and secure.

Why Montezy?

Simple. Secure. Flexible.<br>Future-ready.

Montezy combines Swiss rigor with modern fintech innovation to create a global financial ecosystem designed for today and tomorrow.

Open an Account

No hidden fees, no surprises

Global reach without barriers

Swiss-grade compliance and trust

Client-focused

About Us

Who We Are

Montezy Limited is a Swiss fintech company dedicated to delivering financial services that are secure, transparent, and global. Our mission is to empower individuals, freelancers, and businesses to manage money and digital assets with confidence — without borders.

Our Journey

Montezy Limited is currently in the process of becoming a member of VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen). This regulatory journey ensures our services are supervised, compliant, and held to the highest Swiss and European standards.

Our Vision

To become a trusted bridge between traditional finance and the digital economy, guided by Swiss compliance and global innovation.

At Montezy, compliance is not an afterthought — it’s our foundation.

Regulatory Status:

Montezy GmbH is a member of the Self-Regulatory Organisation VQF (SRO Member No. 101303) and operates under supervision for compliance with the Swiss Anti-Money Laundering Act (AMLA).

AML & KYC:

We apply industry-leading onboarding, monitoring, and transaction screening standards.

Safeguarding:

All client funds are held securely with regulated Swiss and EEA banking partners, always segregated and protected.

Transparency:

We operate with no hidden fees, clear pricing, and predictable outcomes.

Crypto Oversight:

Blockchain analytics and risk-based monitoring ensure all digital asset services are safe and compliant.

Our Promise:

When you choose Montezy, you choose a partner that values trust, transparency, and protection above all else.

Exciting Things Are Coming!

Montezy Limited...

montezy swiss compliance financial global secure

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